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Happy 18th Birthday! What's Next?

Posted by Chris Peterson | Dec 13, 2024

Happy Birthday! Congratulations! Now you are 18! You're now legally an adult. It might not feel different, but legally, much has changed.

As a minor, your parents were your legal guardians and made decisions for you. Now, their authority is limited or gone. With your new independence, here's what you need to consider:

Who Can Access Your Medical Information?

HIPAA protects your medical privacy as an adult. Medical professionals can share your information only with authorized individuals.

If you want your parents to access your records, you need a HIPAA authorization form. This document lets you name anyone—parents, friends, or others—as authorized recipients of your medical information.

Who Makes Medical Decisions for You?

When you were a minor, your parents decided your medical care. Now, they can't make decisions unless you allow it.

To let someone make medical decisions if you can't, create a medical power of attorney. This document names a person (your agent) to act on your behalf. You can also outline your healthcare preferences.

It doesn't have to be your parents. You can choose anyone you trust for this important role.

Who Handles Your Financial Decisions?

Your parents can no longer manage your financial or legal affairs. If you want them to help, create a durable financial power of attorney.

This document gives them authority to handle banking, sign contracts, or manage finances on your behalf. Like medical decisions, you can name anyone you trust—not just your parents.

What Happens to Your Assets When You Die?

Turning 18 isn't about expecting the worst—it's about preparing responsibly. Even if you think you own little, you have assets.

Social media accounts, personal items, or collectibles have value, sentimental or financial. A will or trust ensures your belongings go to the people you choose.

For example:

  • Who gets access to your social media?
  • What happens to your jewelry, gadgets, or keepsakes?

A will gives you control over these decisions, no matter your asset's worth.

Take the First Step

Adulthood means planning for your future. Start by meeting with an experienced Texas estate planning attorney.

We can help you navigate this new chapter and ensure you're protected. Give us a call at 979-703-7014. Your future begins now—plan it wisely!

About the Author

Chris Peterson

Chris Peterson is the owner of Peterson Law Group. He practices primarily in the areas of wills, trusts and estate planning; probate and trust administration; elder law; and business law. Chris is also the owner of WealthBuilder 1031 Exchange Company.

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